If you haven’t signed up for Credit Sesame (or even if you have), now would be a great time to get your FREE credit score (no credit card required) from Experian, as they’re giving away $300.00 to one winner who signs up between now and October 31, 2012.
What is Credit Sesame? It’s a 100% free personal finance credit and debt management tool which will give you your credit score from Experian with no credit card required or trial period. But not only that, in our digital age, it’s just prudent to keep track of what you’re spending money on – it’s easy to get carried away, and strong credit is the key to getting a good rate on those bigger purchases.
Tips to keep your score high:
- Pay your bills on time, every time (just one late payment can have an adverse effect on your score)
- Use as little of your available credit as possible and your credit score will thank you.
- Don’t overspend; only charge what you can comfortably afford to pay off at the end of each month.
I signed up for this freebie last spring and every month, I get a notice with my updated credit score! It is a great way to track where my score is and to watch it get better and better! When I signed up, I had to answer a couple of basic questions for them to verify my identity, but I did NOT have to give them a credit card. (And all of these symbols below mean your information is protected.)
This is a very nice tool if you’re looking to help get your credit card debt under control as well, as they have a number of options to help you with that. But if you all you want is your credit score, you can have it in 5 minutes with NO credit card taken from you. Go HERE to get your free credit score.
Official Rules: Credit Sesame’s $300 To Shop begins no earlier than 12:00:00 PM (PST) on October 01, 2012 and ends no later than 11:59:59 PM (PST) on October 31, 2012 (“Giveaway Period”). Go HERE for official rules.