Comments on: Time to Take Control of My Finances https://www.addictedtosaving.com/take-control-of-my-finances/ Addicted to saving money! Tue, 23 Jun 2015 13:27:47 +0000 hourly 1 https://wordpress.org/?v=6.7.1 By: Judy https://www.addictedtosaving.com/take-control-of-my-finances/#comment-1800686 Thu, 11 Jun 2015 01:20:42 +0000 https://www.addictedtosaving.com/?p=153006#comment-1800686 I had a few typos because I was on my phone but wanted to add that all of the little things you do to save really are important and add up.

I also shop at non profit thrift stores regularly for fun and get good buys.

]]> By: Judy https://www.addictedtosaving.com/take-control-of-my-finances/#comment-1800685 Thu, 11 Jun 2015 01:15:34 +0000 https://www.addictedtosaving.com/?p=153006#comment-1800685 Some of my tips:Canceled pool service and do my own for fraction of cost, Wal-Mart sells good pool chemicals, Clorox.
$1.99 boneless skinless chicken breast Wal-Mart. Love cvs Ecbs and never waste them. Didn’t renew Sam’s club membership because not getting money’s worth. Turn a.c. warmer during the day and when I’m away. Started compost bin outside for better plant fertilizer and free. Follow Lisa’s Publix match ups for cvs, Publix and Winn Dixie. Never buy cat litter or pet food full price. Always but and stock pile.
Keep spreadsheet of incoming and outgoing $$$.

]]> By: Nicole Crockett https://www.addictedtosaving.com/take-control-of-my-finances/#comment-1800683 Wed, 10 Jun 2015 23:34:02 +0000 https://www.addictedtosaving.com/?p=153006#comment-1800683 I took control of my finances eight years into my marriage. I found it very empowering to know what was going on. It all started with Dave Ramsey like you. I love his plan. I had difficulty with a paper budget and wasn’t successful with a spreadsheet. I finally found software through YNAB.com and it changed my budget completely. Probably the biggest mind-blowing thing for me with this software was that he teaches you how to live on last month’s income. At the first of each month, you have a KNOWN FINITE amount to budget. It eliminates the challenge of fluctuating income, which we have. And you can pay every bill without waiting for the next paycheck. It has brought so much peace of mind to my budget life. The other plus with YNAB is the phone app. I can put expenses in and it syncs with my computer through dropbox. On our recent vacation, I was able to put our expenses in as we went and see our running total. This really kept our spending in check! Good stuff.

As for my husband’s role, we talk about upcoming expenses each month and discuss what to do with money left over. We’ll go over an overview of how much we are spending and saving and discuss any changes we need to make. It has worked great for us and it’s nice to be on the same page about finances.

]]> By: Jessica R https://www.addictedtosaving.com/take-control-of-my-finances/#comment-1800680 Wed, 10 Jun 2015 20:38:46 +0000 https://www.addictedtosaving.com/?p=153006#comment-1800680 Hi! I’m excited to follow you, I was wondering what spreadsheet you use. Or if you have any you have used that you recomend? Thanks! Love your blog

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